SANTANDER REWARDS

Arranging and conducting incentive reward programs to promote the sale of credit/debit/charge cards; On-line posting of rewards for information

[Banking and financing services; Charge card and credit card services; Credit card and debit card services; Credit card and payment card services; Financial services, namely, administration of transactions involving funds drawn from securities, stocks, funds, equities, bonds, cash, or other types of financial investments in retirement plans using a check or negotiable order of withdrawal over a global data network; Issuing prepaid debit cards; On-line banking services; On-line banking services featuring electronic alerts that alert credit and debit card users when a single transaction exceeds a certain amount; Payment processing services, namely, credit card and debit card transaction processing services; Providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments; Providing financial risk management services for electronic funds transfer, credit and debit card and electronic check transactions via a global computer network; Provision and financial administration of a debit card savings program]