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PROVIDING INSURANCE REFERRALS

INSURANCE SERVICES, NAMELY, BROKERAGE OF PROPERTY AND CASUALTY INSURANCE IN THE COMMERCIAL, PERSONAL, LIFE, HEALTH, DISABILITY, AND LONG TERM CARE INSURANCE FIELDS; FINANCIAL SERVICES, NAMELY, INVESTMENT MANAGEMENT, ADMINISTERING BUSINESS AND INDIVIDUAL RETIREMENT PLANS, FINANCIAL PLANNING; MORTGAGE BROKERAGE SERVICES, NAMELY, PROVIDING FINANCING OF NEW HOMES, HOME EQUITY, CONSTRUCTION AND REFINANCING LOANS VIA LENDING INSTITUTIONS AND LOAN PROGRAMS