S INSOUTH BANK

BANKING AND RELATED FINANCIAL SERVICES, NAMELY, ADMINISTRATION OF SAVINGS ACCOUNTS, AUTOMATED TELLER MACHINE SERVICES, BILL CONSOLIDATION SERVICES, BILL PAYMENT SERVICES, CAPITAL INVESTMENT CONSULTATION, CASH MANAGEMENT, CHARITABLE FUNDRAISING, CHECK CASHING, CHECK PROCESSING, CHECK VERIFICATION, CHECKING ACCOUNT SERVICES, COMMERCIAL LENDING SERVICES, CONSUMER LENDING SERVICES, CREDIT CARD SERVICES, CREDIT CARD TRANSACTION PROCESSING SERVICES, CREDIT CARD VERIFICATION, CREDIT CONSULTATION, CREDIT INQUIRY AND CONSULTATION, CURRENCY EXCHANGE AND ADVICE, DEBIT CARD SERVICES, DIRECT DEPOSIT SERVICES, ELECTRONIC CASH TRANSACTIONS, ELECTRONIC CREDIT CARD TRANSACTIONS, ELECTRONIC DEBIT TRANSACTIONS, ELECTRONIC FUNDS TRANSFER, ELECTRONIC PROCESSING AND TRANSMISSION OF BILL PAYMENT DATA, FINANCIAL ANALYSIS AND CONSULTATION, FINANCIAL INFORMATION IN THE NATURE OF RATES OF EXCHANGE, FINANCIAL INFORMATION PROVIDED BY ELECTRONIC MEANS, FINANCIAL INFORMATION PROCESSING, FINANCIAL MANAGEMENT, FINANCIAL PLANNING, FINANCIAL PORTFOLIO MANAGEMENT, FINANCIAL RESEARCH, FINANCIAL SERVICES IN THE FIELD OF MONEY LENDING, FINANCING SERVICES, FUND INVESTMENT CONSULTATION, FUNDS INVESTMENT, HOME EQUITY LOANS, INSURANCE UNDERWRITING AND BROKERAGE SERVICES, INVESTMENT BANKING SERVICES, LEASE-PURCHASE FINANCING, LEASE-PURCHASE LOANS, LOAN FINANCING, MONETARY EXCHANGE, MONEY MARKET ACCOUNT SERVICES, MONEY ORDER SERVICES, MORTGAGE BANKING SERVICES, MORTGAGE LENDING, MORTGAGE PROCUREMENT FOR OTHERS, ON-LINE BANKING SERVICES, ON-LINE BILL PAYMENT SERVICES, PROVIDING BANK ACCOUNT INFORMATION BY TELEPHONE, PROVIDING LOANS SECURED BY COMMERCIAL PAPER, PROVIDING STUDENT LOAN INFORMATION, PROVIDING TEMPORARY LOANS, PROVIDING WORKING CAPITAL, REAL ESTATE ESCROW SERVICES, REAL ESTATE FINANCING SERVICES, RETIREMENT PLANNING SERVICES, SAFETY DEPOSIT BOX SERVICES, SAVINGS ACCOUNT SERVICES, SAVINGS AND LOAN SERVICES, SAVINGS BANK SERVICES, SURETY SERVICES, TEMPORARY LOANS, TRAVELERS' CHECK ISSUANCE, TRUST AND ESTATE PLANNING SERVICES, AND WIRE TRANSFERS; INVESTMENT SERVICES, NAMELY, PROVIDING INVESTMENT ANALYSIS, CONSULTATION, PLANNING, MANAGEMENT, ADVISE, BROKERAGE, BANKING AND RESEARCH SERVICES WITH RESPECT TO STOCKS, MUTUAL FUNDS, SECURITIES, BONDS, COMMODITIES, REAL ESTATE AND OTHER INSTRUMENTS OF INVESTMENT; REAL ESTATE SERVICES, NAMELY, APPRAISAL MANAGEMENT, CREDIT REPORTING, ESCROW SERVICES AND PROPERTY VALUATION; PROVIDING INFORMATION IN THE FIELDS OF BANKING, FINANCE, INVESTMENT, INSURANCE AND REAL ESTATE VIA ELECTRONIC MEANS