S FIDUCIAL

Business services for others, namely, bookkeeping, tax preparation, tax consulting, [ business research, business marketing, human resources recruitment, ] payroll preparation; accounting services; business management consulting [ ; conducting marketing studies ]

Financial services, namely, personal and business financial planning, financial research, financial analysis and consultation, financial management, [ portfolio management, investment planning, wealth management, ] investment advisory [ and planning, insurance planning, ] estate planning, retirement planning, and financial planning for education

[ Educational services, namely, conducting seminars in the field of financial planning and business management ]