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Financial record-keeping for regulatory compliance purposes; business research consultation for customers and merchants; preparing financial reports for others for business purposes; business research services in the field of customer and merchant behavioral analysis for business marketing purposes; business research consultation services in the consumer products industry; business marketing research in the consumer products industry and consultation related thereto

Banking services; strategic financial advisory services; financial due diligence; financial risk assessment services; financial data analysis services; issuing of credit cards; processing of credit card payments; providing electronic processing of electronic funds transfer, ACH, credit card, debit card, electronic check and electronic payments

Electronic monitoring of credit card activity to detect fraud via the internet