RUBY

banking services, credit card services and mortgage lending; financial services, namely, wealth management services comprising trust, broker-dealer, investment advisory, investment banking, investment management, insurance agency and financial planning services, advice, portfolio management and counseling; automated teller machine services; credit and debit card services provided via automated teller machines; facilitating the establishment of accounts through the transfer of automatic debits and credits from accounts at other banks and financial institutions; a house mark for a full line of mortgage services and full line of insurance services except for annuity underwriting services; securities brokerage services, namely, securities broker-dealer services; securities underwriting services; mortgage services, namely, facilitating mortgage trades between institutions and providing mortgage advisory services to institutions