ROYAL BANK FINANCIAL GROUP

INSURANCE SERVICES, NAMELY, PROPERTY AND CASUALTY INSURANCE, LIFE AND HEALTH INSURANCE, TRAVEL INSURANCE, CREDITOR INSURANCE AND UNDERWRITING INSURANCE SERVICES; INVESTMENT SERVICES, NAMELY, INVESTMENT BANKING, INVESTMENT BROKERAGE, VENTURE CAPITAL INVESTMENT AND INVESTMENT ADVISORY SERVICES; MUTUAL FUND SERVICES, NAMELY, MUTUAL FUND INVESTMENT, MUTUAL FUND DISTRIBUTION AND MUTUAL FUND BROKERAGE; REAL ESTATE SERVICES, NAMELY, REAL ESTATE INVESTMENT ADVICE AND PROPERTY MANAGEMENT SERVICES AND REAL ESTATE BROKERAGE; FINANCIAL LEASING SERVICES, NAMELY, REAL ESTATE AND EQUIPMENT LEASING SERVICES