RIVER

Downloadable computer programs and applications for banking services, financial services, financial affairs, monetary affairs; downloadable software for managing and processing financial and payment transactions; downloadable software for processing electronic payments and transferring funds to and from others; downloadable software for remittance, transfer of funds, stored value accounts, debit card transactions, credit card transactions, and financial transaction notifications; magnetically encoded credit cards, payment cards, debit cards, stored value cards, prepaid cards, payment cards, gift cards; computer hardware and software for making, authenticating, facilitating, operating, managing and processing payment transactions with credit cards, debit cards, prepaid cards, payment cards, gift cards and other payment forms; electronic devices, namely, point of sale terminals, chip card readers, credit card readers, payment card readers, magnetic encoded and coded card readers, and mobile card readers

Design and development of computer software in the field of electronic banking; design and development of computer software in the field of financial banking services; design and development of computer software in the field of merchant banking and investment banking services; design and development of computer software in the field of loans [financing]; design and development of computer software in the field of financial lending; design and development of computer software in the field of data processing; design and development of computer software for compliance with anti-money laundering [AML] law and bank secrecy act [BSA] and other similar applicable laws; design and development of computer software in the field of bank clearinghouse services; design and development of computer software in the field of issuing credit cards; design and development of computer software in the field of electronic monitoring of credit card activity to detect fraud via the internet; design and development of computer software in the field of underwriting; Providing temporary use of online non-downloadable software for managing and processing financial and payment transactions, transferring funds to and from others, remittance, stored value accounts, debit card transactions, credit card transactions and financial transactions and account notifications; hosting a website featuring non-downloadable authentication software for controlling access to and communications with computers; application service provider featuring application programming interface (API) software for payment collection, payment transactions, and information processing; electronic monitoring in the nature of IT security services relating to detecting financial transactions for fraud, money laundering, and illegality in the field of electronic fund transfer and electronic payment processing services; hosting of web portals featuring payment-collection, payment transactions and information processing, financial remittance, transfer of funds to make payments, access to stored value accounts to make payments, and the ability to perform debit card transactions to make payments