RISK TRANSFER

Business risk management; Business risk management consultation

Insurance advisory services; Underwriting and administration of workers' compensation insurance; Insurance writing, underwriting and administration in the fields of workers compensation, group health, professional liability, disability, property, and casualty; Reinsurance underwriting; Reinsurance consultation; Financial risk management; Financial risk management consultation; Advice relating to insurance; Insurance consultation; Primary insurance consultation; Insurance risk management; Insurance brokerage; Insurance brokerage in the fields of workers compensation, group health, professional liability, disability, property, casualty, reinsurance, and primary insurance; Risk management consultation for insurance purposes; Insurance services, namely, providing insurance consultation services in independent insurance agency operation