RIPPLE PAYMENTS

Peer-to-peer network computer services, namely, electronic transmission of financial data over electronic communications networks; transmission of financial information by electronic communications networks

Electronic financial services, namely, monetary services for receiving and disbursing payments and gifts in fiat currencies and virtual currencies over a computer network and exchanging fiat currencies and virtual currencies over a computer network; financial services, namely, providing a virtual currency for exchange over a computer network; currency exchange services, namely, exchanging fiat currencies and virtual currencies over a computer network; on-line real-time currency trading; payment verification services, namely, delivering payments and gifts from a source to a destination; financial management and administration services, namely, facilitating transfers of digital currency, transmission of digital currency via electronic communication networks, and electronic transmission of digital currency; cash management, namely, facilitating transfers of electronic cash equivalents; virtual currency exchange transaction services for transferrable electronic cash equivalent units having a specified cash value; electronic funds transfer, namely, transmission of currency via computer terminals and electronic devices; electronic funds transfer, namely, transmission of fiat currency, virtual currency and digital currency via electronic communication networks

Software as a service, featuring software for providing an electronic financial platform that facilitates transaction of payments over a computer network; providing temporary use of online non-downloadable software for use in electronically trading, storing, managing, sending, receiving, accepting and transmitting fiat currency, virtual currency, and digital currency; providing temporary use of on-line non-downloadable software for processing electronic payments; providing temporary use of on-line non-downloadable authentication software for controlling access to and communications with computers and computer networks; electronic data storage, namely, storage of fiat currency, virtual currency, and digital currency