RIA ADVANTAGE

Magnetically encoded cards used for electronic funds transfer services, electronic payments, electronic processing and transmission of bill payment data, money order services, check cashing services, pay day loan services, direct deposit of funds into customers' bank accounts, prepaid debit cards, domestic and international transmission of money, telephone card services and travelers' checks, namely, loyalty rewards cards used to administer a program which provides free or discounted financial transactions, cash back and point redemption for goods and speeds up the order process on financial transactions

Administration of a program which provides free or discounted financial transactions, cash back, and point redemption for goods

Financial services, namely, electronic funds transfer services; money transfer services, electronic bill payment services, electronic payment services involving electronic processing and subsequent transmission of bill payment data; money order services; check cashing services, pay day loan services; direct deposit of funds into customers bank accounts; prepaid debit card services, namely, issuing prepaid debit cards, transfer of funds for credit to prepaid debit card accounts; stored value card services, namely, issuing stored value cards, transfer of funds for credit to stored value card accounts; domestic and international transmission of money in the nature of money wiring services; international currency exchange services, namely, buying and selling of foreign currencies; money order services; telephone card services, namely, issuing prepaid telephone calling cards; financial services, namely, trading gold and silver; travelers' check issuance; loyalty program payment processing services