RETIREMENT MORTGAGE

Financial services, namely, advising and providing individuals with financial concepts for accumulating sufficient liquid assets, i.e. stocks, bonds, or cash to generate the required lump sum to generate the necessary income for an individual's total living expenses during retirement years, taking into account the following financial factors: the numbers of working years to retirement, known as "the term", the fixed annual interest, savings, or investment rate, during the term, the lump sum "retirement mortgage" amount an individual needs to save during "the term", and the monthly "retirement mortgage" payment