RESPONSIBLE FINANCE

Financial services, namely, banking; credit card services; commercial and consumer lending and financing; mortgage brokerage; estate trust management, planning and consulting services; financial investment in the field of securities; funds investment; investment advisory services; securities brokerage and trading services for others; electronic cash transactions; electronic credit card transactions; electronic payment, namely, electronic processing and transmission of bill payment data; electronic debit transactions; providing online interactive news and information in the fields of banking and finance provided via a global computer network