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Providing a web site that features an online market for users to advertise offered personal and business assets and skills for hire or rent that are transacted on the basis of predefined performance and closing terms and conditions; an online business service for rental and leasing companies and individuals in which renter or lessor advertise items to be rented or leased and the contact arrangements for the transaction are done electronically, and providing feedback and/or ratings of renter's goods and services, the value and prices of renters'/lessors' goods and services, rentee/lessees' performance, delivery, and overall trading experience in connection herewith, namely, providing a web site featuring on-line classified advertisements posted by users and providing a web site featuring the ratings, reviews and recommendations on products and services for commercial purposes posted by users