RENOWNED FOR A REASON

Financial services, namely, providing financial analysis, consultation, financial planning, financial management, commercial and consumer lending; mortgage lending, loan financing including commercial and consumer lease financing and equipment financing, cash management, mortgage banking, safety deposit box services, and financial account services, namely, deposit services, payment services, withdrawal services, checking services, issuing certificates of deposit, money-market services, deposit account services, calculation and provisioning of interest and fee assessment; corporate trust services, namely, corporate financing, municipal financing and debt financing services, namely, escrow agent services, paying agent services, document custodian agent services, namely, holding mortgage and deed of trust-related documents and other financial documents for others, agency services for financial collateral, namely, securities, mutual fund, monies, financial documents, property, both real and personal, and financial asset custody services, namely, maintaining possession of financial assets for others for financial management purposes; mortgage and asset securitizations and trustee services, namely, acting in a fiduciary capacity on behalf of bondholders with respect to authentication and delivery of bonds and periodic reviews of indenture covenants to confirm compliance therewith; investment services, namely, providing investment analysis, consultation, planning, management, advisory, brokerage, banking, financial portfolio management, certificates of deposit, financial asset management, private banking, trust and estate management and financial research services with respect to securities, commodities, real estate and other instruments of investment; securities trade execution and brokerage services; mutual fund administration services; insurance services, namely, consultation, brokerage and administration services; financial and investment consulting, management, advisory services, providing information on investment and securities performance, investment and securities brokerage services; providing banking, financial, investment and insurance consultation and information via computer networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of audio and data; providing interactive banking, financial, investment and insurance consultation and information via computer networks, internal computer information networks and telecommunication networks for the electronic, telephonic and telefacsimile transmission of audio and data