REFRAMING HOW AMERICA RETIRES

Annuity services, namely, issuance, administering and distributing annuities; annuity brokerage services; annuity administration, issuance, underwriting advisory services; financial planning and consultancy in the field of generating income through annuities; underwriting and investment management of annuities and defined contribution plans; underwriting income risks arising from outliving one's assets; investment management and advisory services; financial administration of employee retirement plans; financial retirement planning services; estate planning services; insurance underwriting, administration and agency services in the fields of life, long term care and disability insurance; providing insurance and financial information and research by means of a global computer network