REDEFINING FULL SERVICE

financial and investment services, namely, investment banking; asset management; trading in securities, options, commodities, corporate debt and equity, government and municipal securities, and futures and forwards contracts; brokerage and financial advisory services; underwriting and distribution of securities; providing assistance in mergers and acquisitions; customer financing and securities lending activities; investment management and advisory services; securities research; structuring derivative financial instruments; and providing fixed and variable annuity products