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Downloadable computer software for personal financial management; downloadable computer software for online banking, transaction management, financial planning, financial management, bill tracking and management, expense tracking and management, credit score management, and accounting; downloadable computer software for creating reports and graphs; downloadable computer software for data aggregation; downloadable computer software for providing banking, credit score, financial and bill payment alerts; downloadable computer software for providing wireless access to data and databases; downloadable computer software for enabling users to retrieve financial account balances and financial transaction information using mobile phones, smart phones, and mobile telecommunication networks

Providing information in the field of personal finance; Providing information, news, and financial research in the field of finance, financial analysis, financial consulting, financial risk management and investment research regarding the same; financial services in the field of credit risk assessment; providing bank, financial institution, and financial investment credit risk assessment services; providing information and research in the field of finance and financial investments, namely, financial information and research pertaining to financial institutions, and financial strength assessments; providing subscription-based data, and credit risk and financial strength assessment services, namely, providing financial data analysis, financial analysis, and credit assessment services, all related to financial investments and financial institutions