REAL RETAIL

Insurance services, namely, insurance information and consultancy services; insurance underwriting services for all types of insurance; financial services, namely, money lending, investment fund transfer and transaction services; private banking services; monetary affairs, namely, monetary exchange; financial management, administration and valuation of financial investments; financing and procurement of financing, namely, financing and arranging of loans; financial loan advisory services; loan procurement services for others; mortgage banking, banking, investment management, trustee and financial advisory services; banking services, namely, deposit taking, savings account services, investment banking services and advice; mortgage banking and commercial and residential real estate agency services; financial administration services, namely, financial administration of retirement plans, investments and mutual funds; financing services for securing of funds for others; pension fund administration; financing services for the securing of funds for others and for the financing and arranging of loans; financing of home loans; valuation of chattels; nominee services, namely, assisting others with the completion of financial transactions for stocks, bonds, securities and equities; stock broking services; tax payment processing services; pension fund services, namely, pension valuation services and administration of employee pension plans; public and private equity financing; electronic funds transfer services; brokerage agencies for insurance and credit; management of financial wealth; issuing of traveler's checks; credit card, charge card, cash card, check guarantee card, pre-paid purchase payment card and debit card services; financial planning and investment advisory services; provision of finance and money exchange services; money transmission services, namely, electronic transmission of payment data; real estate appraisals, brokerage, leasing, management and valuations; real estate selection and acquisition for others; rent collection; renting and leasing of real estate properties; credit card services; credit, discount and loyalty card services, namely, providing cash and other rebates for credit card use as part of a customer loyalty program; issuance of cash or rebates in connection with credit card loyalty programs; issuance of tokens of value for use in loyalty schemes relating to credit, discount and loyalty card services; information, advisory and consultancy services relating to the aforementioned services

Services of education and training, namely, providing classes, seminars, workshops, lectures and training in the fields of finance, banking, insurance, real estate appraisals, brokerage, leasing, management and valuations, real estate selection and acquisition, business and financial management and advisory services, discount and loyalty card services, customer service and customer satisfaction, risk management services, mortgage, banking, investment management, trustee and financial advisory services, financial planning and investment advisory services