READYFORZERO

Downloadable mobile applications for credit counseling and debt counseling purposes in the nature of providing personalized financial recommendations for managing and reducing debt and assessing creditworthiness based on the user's credit reporting data, account balances, transaction history, payment behavior and other financial data; Downloadable mobile applications for credit counseling and debt counseling purposes in the nature of providing automated personalized financial recommendations for managing and reducing debt and assessing creditworthiness