REACH HIGHER SUMMIT BANK

BANKING SERVICES AND FINANCIAL SERVICES, NAMELY, ANNUITY SERVICES AND RETIREMENT ACCOUNT SERVICES; INVESTMENT MANAGEMENT SERVICES; MUTUAL FUND SERVICES, NAMELY, BROKERAGE, DISTRIBUTION, INVESTMENT AND PROVIDING SHAREHOLDER SERVICES, INVESTMENT ADVICE AND CUSTODIAL SERVICES TO A COMMINGLED POOL OF INVESTOR MONEY; INSURANCE SERVICES, NAMELY, LIFE AND HEALTH INSURANCE AGENCY AND BROKERAGE SERVICES; DEALING IN SECURITIES AS A DEALER, MARKET MAKER, SPECIALIST OR IN ANOTHER PRINCIPAL CAPACITY; SECURITIES BROKERAGE SERVICES; CAPITAL MARKETING SERVICES, INCLUDING BUSINESS VALUATIONS, ACTING AS FINANCIAL ADVISOR IN PURCHASES AND SALES OF BUSINESSES AND ACTING AS A FINANCIAL ADVISOR IN PURCHASES AND SALES OF BUSINESSES AND ACTING AS A FINDER OF DEBT AND EQUITY FINANCING AND OF BUYERS AND SELLERS OF BUSINESSES AND BUSINESS ASSETS; SECURITIES CUSTODIAL SERVICES; PROVIDING SHAREHOLDER SERVICES, NAMELY, ACCOUNT RECORD KEEPING, TRANSFER AGENT, REGISTRAR AND PAYING AGENT SERVICES; INVESTMENT ADVISORY SERVICES, NAMELY, DIRECTING OR RECOMMENDING THE PURCHASE AND DISPOSITION OF INVESTMENTS TO INDIVIDUAL ACCOUNTS TO COMMINGLED POOLS OF INVESTORS' MONEY, NAMELY, MUTUAL FUNDS, UNIT INVESTMENT TRUSTS AND OTHER INVESTMENT COMPANIES