RBC ORIGINS

loyalty program services namely the operation of a credit card program involving discounts, incentives or points for the purchase of selected goods or services; administrative processing of insurance claims; outsourcing of insurance services; information, advisory and consultancy services relating to business management and business administration provided online via the Internet; providing information about business planning; assistance, advisory services and consultancy with regard to business management; assistance, advisory services and consultancy with regard to business organization; assistance, advisory services and consultancy with regard to business planning; business development services; all of the aforesaid services being catered and provided to First Nations, Metis and Inuit Peoples

banking services; personal banking services; commercial banking; international banking services; investment banking; wealth management services; financial investment advisory; financial portfolio management; investment portfolio management; investment management; financial investment advisory services; financial investment analysis and research; financial planning services for retirement; financial retirement plan consultancy services; financial administration of retirement plans; venture capital investment services; venture capital advisory services; mergers and acquisitions advice and execution; providing advice relating to real estate investment; real estate brokerage; financial advisory services, namely financial planning and investment management services; financial planning; provision of investment accounts including registered plans, guaranteed investment accounts, tax-free savings accounts and segregated investment accounts; mutual fund brokerage; mutual fund investment services; mutual fund distribution; securities brokerage services; pooled fund management; pension fund management; financial administration of pension fund services; custodial and pension services; financial custody services; financial securities custody services; financial services, namely, debt settlement; securities lending; securities portfolio management; securities investment services; trading of securities options; securities trading services; payment transaction processing services in the field of global securities and trade business in select markets; syndicated loans, asset securitization and structured finance; estate and trust management services; credit card services; financing of loans; arranging of mortgages; commercial lending; consumer lending services; corporate lending services; consultancy in the field of commercial lending; consultancy in the field of consumer lending; credit and debit card services; administration of chequing accounts; administration of savings accounts; financial administration of guaranteed investment certificates; administration of guaranteed investment accounts; currency exchange; currency trading; foreign currency exchange services; providing financial information relating to exchange rates; cash management services; lease-purchase financing; payment gateway services; consultancy services in the field of trade finance; fixed income research, sales and trading; futures exchange services; options trading services; stock trading; commodity trading; trading of financial instruments; trading of financial instruments for others in the field of securities options contracts; trading of swaps and options; trading of equity derivatives; equity trading; insurance services; reinsurance services; insurance services related to property insurance; insurance services, namely, writing property and casualty insurance; life insurance services; health insurance services; annuity underwriting; segregated equity funds management; travel insurance services; life, health, property and casualty reinsurance; creditor insurance services; insurance underwriting services; providing information in the field of insurance and re-insurance services; Internet banking services; Internet-secure electronic transaction solutions for e-commerce namely processing electronic custody, banking, trade finance transactions and payments; all of the aforesaid services being catered and provided to First Nations, Metis and Inuit Peoples