RBC ORIGINS

loyalty program services, namely, providing discounts, incentives or points for the purchase of selected goods or services using specific credit cards; administrative processing of insurance claims; outsourcing services in the nature of arranging service contracts for others in the field of insurance; information, advisory and consultancy services relating to business management and business administration provided online via the Internet; providing information about business planning; assistance, advisory services and consultancy with regard to business management; assistance, advisory services and consultancy with regard to business organization; assistance, advisory services and consultancy with regard to business planning; business development services; all of the aforesaid services being catered and provided to First Nations, Metis and Inuit Peoples

banking services; personal banking services; commercial banking; international banking services; investment banking; financial services, namely, wealth management services; financial investment advisory; financial portfolio management; financial investment portfolio management; investment management; financial investment advisory services; financial investment analysis and research; financial planning services for retirement; financial retirement plan consultancy services; financial administration of retirement plans; venture capital investment services; venture capital advisory services; financial advice in the field of mergers and acquisitions; providing advice relating to real estate investment; real estate brokerage; financial advisory services, namely financial planning and investment management services; financial planning; formation and management of investment accounts consisting of registered plans, guaranteed investment accounts, tax-free savings accounts and segregated investment accounts; mutual fund brokerage; mutual fund investment services; mutual fund distribution; securities brokerage services; financial services, namely, pooled fund management; pension fund management; financial administration of pension fund services; custodial and pension services; financial custody services, namely, maintaining possession of financial assets for others for financial management purposes; financial securities custody services, namely, maintaining custodial possession of financial and investment assets for others; financial services, namely, debt settlement; securities lending; securities portfolio management; financial investment services in the field of securities; trading of securities options; securities trade execution services; merchant services, namely, payment transaction processing services in the field of global securities and trade business in select markets; loan origination services specializing in syndicated loans; financial services, namely, asset securitization; investment management in the fields of structured finance; estate trust management services; processing of credit card payments; financing of loans; mortgage lending and refinancing; mortgage procurement for others; commercial lending; consumer lending services; corporate lending services; consultancy in the field of commercial lending; consultancy in the field of consumer lending; processing of credit and debit card payments; administration of chequing accounts; administration of savings accounts; financial administration of guaranteed investment certificates; financial services, namely, administration of guaranteed investment accounts; currency exchange; currency trading; foreign currency exchange services; providing financial information relating to exchange rates; cash management services; lease-purchase financing; payment gateway services, namely, authorizing and processing secure, real-time and recurring payments; consultancy services in the field of trade finance; financial investment services in the field of fixed income research, sales and trading; futures exchange services; options trading services; trading in securities, namely, stock trading; commodity trading for others; trading of financial instruments; financial services, namely, trading of financial instruments for others in the field of securities options contracts; trading of options and swaps in the field of securities; financial services, namely, trading of equity derivatives; equity trading, namely, buying and selling equities for others on international exchanges; insurance services, namely, underwriting life, health, property, and casualty insurance; reinsurance brokerage services; insurance services related to property insurance; insurance services, namely, writing property and casualty insurance; insurance services, namely, underwriting, issuing and administration of life insurance; health insurance underwriting services; annuity underwriting; segregated equity funds management; travel insurance services; life, health, property and casualty reinsurance brokerage services; creditor insurance brokerage services; insurance underwriting services for all types of insurance; providing information in the field of insurance and re-insurance services; Internet banking services; Internet-secure electronic transaction solutions for e-commerce namely processing electronic custody, banking, trade finance transactions and payments; all of the aforesaid services being catered and provided to First Nations, Metis and Inuit People