RATEOWL

Lead and traffic generation services, namely, providing qualified sales leads to others in the banking and financial services industry; online referral services in the banking and financial services industry in the fields of mortgages, automotive loans, credit card services, checking, savings, personal loans, and general credit union membership; consumer education services, namely, providing a searchable commercial information directory of financial product information for obtaining data and information from others via the internet; advertising services, namely, providing online marketing services in the nature of banner advertising, display advertising, link exchanges and search engine placement services for the financial services industry