RATE PORTFOLIO

Financial advice and consultancy services; Financial analysis and research services; Financial information and advisory services; Strategic financial advisory services; Financial services, namely, brokerage and banking of mortgage loans including traditional and non-qualified mortgage loans; Financial investment services, namely, administering the issuance, underwriting and distribution of securities in the secondary mortgage market; servicing and guaranteeing of mortgage loans in the secondary mortgage market; financial services, namely, mortgage refinancing of mortgage loans in the secondary finance market