RATCHET ASSETS

On-line retail store services featuring clothing, namely, shirts, long-sleeved shirts, short-sleeved shirts, tank tops, sweaters, hoodies, bags, hats, pants, shorts, sweat pants, jumpsuits and rompers; On-line retail store services featuring downloadable workbooks and downloadable e-books, all in the field of financial literacy, real estate

Education services, namely, providing programs, conferences, courses, classes, seminars, workshops in the field of financial literacy, personal finance, entrepreneurship, budgeting, debt, investing, retirement and real estate; Educational services, namely, conducting programs, conferences, courses, classes, seminars, workshops in the field of financial literacy, personal finance, entrepreneurship, budgeting, debt, investing, retirement and real estate; Educational services, namely, developing, arranging, and conducting educational conferences and programs and providing courses of instruction in the field of financial literacy, personal finance, entrepreneurship, budgeting, debt, investing, retirement and real estate; Entertainment services, namely, an ongoing series featuring financial literacy, personal finance, entrepreneurship, budgeting, debt, investing, retirement and real estate provided through webcasts; Entertainment services, namely, providing ongoing webisodes featuring financial literacy, personal finance, entrepreneurship, budgeting, debt, investing, retirement and real estate via a global computer network; Entertainment services, namely, providing podcasts in the field of financial literacy, personal finance, entrepreneurship, budgeting, debt, investing, retirement and real estate; On-line journals, namely, blog articles featuring financial literacy, personal finance, entrepreneurship, budgeting, debt, investing, retirement and real estate; Providing a website featuring blogs and non-downloadable publications in the nature of blog articles in the field(s) of financial literacy, personal finance, entrepreneurship, budgeting, debt, investing, retirement and real estate; Providing educational mentoring services and programs in the field of financial literacy, personal finance, entrepreneurship, budgeting, debt, investing, retirement and real estate