RATABASE

Recorded computer software and downloadable software for insurance quotation, sales, service and marketing; Recorded computer software and downloadable software for use in the insurance and financial industries to collect, store, prepare, manage, calculate, test, model, obtain and report information in the field of insurance for policy administration, claim management, underwriting, rating and billing; Recorded computer software and downloadable software for insurance rating and insurance product configuration; Recorded computer software and downloadable software for insurance policy administration, insurance underwriting, insurance billing and insurance claims processing, enterprise incentive management, account management, customer service, workflow management, document management, reporting, and insurance analytics; Recorded computer software and downloadable software for creation, modification, modeling, calculating and testing of insurance rating and rule methodologies; Recorded computer software and downloadable software for calculating product price quotation

Business management consulting services; Business management and consultation in the field of insurance; Business process outsourcing services for others in the field of insurance, namely, insurance rating rule configuration and management in the nature of business management of insurance companies, agencies and brokers and managing general agents on an outsourcing basis, business records management, electronic data collection for the preparation, compilation, processing, acquisition, analysis, calculation, billing, reporting and provision of insurance information, data, rates, statistics and indices; Data processing and business management services on behalf of insurance carriers

Insurance and financial information and consultancy services; Providing analytics in the field of insurance, namely, analysis of financial risk used to make decisions about insurance underwriting and insurance claims; insurance risk management; predictive modeling services in the field of insurance; providing information and analytics regarding insureds and potential insureds for insurance and risk assessment; consulting and advisory services in the field of insurance; providing information and on-line databases for assessing insurance and financial risk; insurance underwriting and administration services, namely, analysis of statistics and data concerning risks to assist with underwriting; insurance rating services and insurance rating data services, namely, providing predictive modeling for insurance carriers and insurance underwriters to rate and underwrite insurance policies; Providing interactive online databases with information in the field of insurance to assist with insurance underwriting and insurance rating information

Training services in the field of computer software, information technology and business management; Computer training, namely, training in the operation and use of computer software; Educational services, namely, conducting seminars, workshops, and courses of instruction in the field of insurance rating software, insurance product configuration, insurance quotation software, insurance rules management, insurance underwriting, insurance policy administration, insurance claim management, and enterprise incentive management; Educational services, namely, providing training of insurance and IT professionals for certification in the field of insurance rating and quotation software

Computer services in the field of insurance quotation, sales, service and marketing, namely, providing temporary use of online, non-downloadable software for insurance quotation, sales, service and marketing, for use in the insurance and financial industries to collect, store, prepare, manage, calculate, test, model, obtain and report information in the field of insurance for policy administration, claim management, underwriting, rating and billing, for insurance rating and insurance product configuration, for insurance policy administration, insurance underwriting, insurance billing and insurance claims processing, enterprise incentive management, account management, customer service, workflow management, document management, reporting, and insurance analytics, for creation, modification, modeling, calculating and testing of insurance rating and rule methodologies, and for calculating product price quotation; Managed service provider (MSP), application service provider (ASP) services, and Software as a service (SaaS) services featuring computer software for insurance quotation, sales, service and marketing, for use in the insurance and financial industries to collect, store, prepare, manage, calculate, test, model, obtain and report information in the field of insurance for policy administration, claim management, underwriting, rating and billing, for insurance rating and insurance product configuration, for insurance policy administration, insurance underwriting, insurance billing and insurance claims processing, enterprise incentive management, account management, customer service, workflow management, document management, reporting, and insurance analytics, for creation, modification, modeling, calculating and testing of insurance rating and rule methodologies, and for calculating product price quotation