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Full-service banking services; financial services, namely secured and unsecured lending services, namely, mortgage lending, investment management and consultation, estate trust management services, financial custodial and escrow services, namely, maintaining escrow accounts for investments and required by state and local government agencies and municipalities, real estate escrow services, automated teller machine services, electronic financial transaction services, on-line computer and internet banking and trade finance; monetary services, namely foreign exchange, currency swap and international currency transactions, namely, forward contracts and wire transfer services; insurance services, namely credit life insurance