RADIIUS

Consumer electronic device and software used in connection with payment for goods and services; mobile payment processing; authentication of transaction, payment and user information; payment security; storage of financial information; and facilitation of optimal payment methods, incentives and rewards for consumer transactions

Financial services, namely, electronic funds transfer via electronic communications networks; clearing and reconciling financial transactions via electronic communications networks; Providing payment and financial services, namely, electronic payment processing of credit cards and gift cards; all of the foregoing used in connection with magnetic coded cards with dynamic magnetic stripes for use in connection with payment for goods and services