RACE TO 2000

FINANCIAL AND CONSULTING SERVICES, NAMELY- CREDIT AND DEBIT CARD TRANSACTIONS CAPTURE, AUTHORIZATION,PROCESSING AND SETTLEMENT; CHECK VERIFICATION, AUTHORIZATION, GUARANTEE AND TRUNCATION;RETURNED CHECK CONCENTRATION, PROCESSING AND COLLECTION; MERCHANDISE CREDIT AUTHORIZATION; DOCUMENT SCANNING AND PRINTING; DOCUMENT STORAGE, RETENTION AND RETRIEVAL; DATA ENTRY, CAPTURE AND PROCESSING; DATABASE PROCESSING AND MANAGEMENT; MAIL ROOMS; CALL AND DATA CENTERS; AUDITING; REMITTANCE PROCESSING; FREIGHT BILL AUDITING AND SETTLEMENT; ACCOUNT PAYABLE AND RECEIVABLES PROCESSING; ELECTRONIC IMAGING; PASSENGER AND CARGO DATA AND TRANSACTION PROCESSING AND SETTLEMENT; COMMISSION PROCESSING AND SETTLEMENT; INTERNET TRANSACTION AUTHORIZATION, PROCESSING AND SETTLEMENT; AND REPORTING SERVICES AND CONSULTING SERVICES RELATED TO ALL OF THE FOREGOING