R4

Financial advice and consultancy services; Investment advisory services; Estate planning services; Financial planning for retirement; Financial asset management services; Insurance underwriting in the fields of life, health, and accident; Administration of employee benefit plans concerning insurance and finance; Consulting services in the fields of human resources development, namely, for the promotion of employee retention, career growth and increased productivity for employees and employers; Administration of employee benefit plans concerning insurance and finance; Advisory services in the field of employee benefits for group healthcare and business insurance offered to employees in addition to standard benefits such as medical, dental, life insurance including short term disability, long term disability, cancer insurance, accidental death and dismemberment