QRL FINANCIAL SERVICES A DIVISION OF FIRST FEDERAL BANK OF FLORIDA

Banking and financing services; Commercial lending services; Consumer lending services; Credit card and debit card services; Mortgage banking; Mortgage banking services, namely, origination, acquisition, servicing, securitization and brokerage of mortgage loans; Mortgage lending; On-line banking services; Real estate lending services; Merchant banking services; Lockbox services; Cash management services