QONTO

Insurance services, namely, underwriting, issuance, administration of life insurance and property and casualty insurance; banking services; on-line banking services; provident fund services, namely, long term savings to support employees upon retirement; issuance of credit cards; real estate appraisals; financial management; real estate management; financing services; financial analysis; raising capital, namely, raising debt and equity capital for others; capital investment; financial consultancy; financial evaluation for insurance, banking, and real estate purposes; fund investment; payment services, namely, charge card and credit card payment processing services and bill payment services ; electronic money payment services, namely, establishing funded accounts used to purchase goods and services on the internet or at point of sales; financial management services; account payment services, namely, transactional non-interest bearing account services; electronic money account services, namely, establishing funded accounts used to purchase goods and services on the internet or at point of sales; issuing of means of payment, namely, prepaid cards, debit cards, credit cards; payment card services in the nature of credit card transaction processing services; debit card services in the nature of debit card transaction processing services; current account services, namely, transactional non-interest bearing account services; financial management for companies and associations; credit services; financial services for companies and associations, namely, banking and on-line banking services for companies and associations

Engineering services in the nature of technical evaluations concerning design; scientific research; technical research in the field of payment accounts and cards; design of computers for others; development of computers, namely, hardware and software development; software design; software development; research and development of new products for others; technical project study services, namely, conducting feasibility studies in the field of new technologies ; architectural services; design of interior decor; software design development; software installation; software maintenance; updating of software; software rental; programming for computers; computer system analysis; computer system design; consultancy in the design and development of computer, namely, hardware and software development; digitization of documents; Software as a Service (SAAS) services featuring software for use in database management in the field of payment accounts and cards; cloud computing, namely, cloud hosting provider services ; information technology (IT) consultancy; hosting of servers; vehicle roadworthiness testing; graphic arts design services; industrial design in the nature of styling; authentication of works of art; energy auditing; electronic data storage; providing temporary use of online non-downloadable applications for managing payments; providing temporary use of online non-downloadable applications for managing electronic money; Software as a Service (SAAS) services featuring software for managing online and mobile payments in the field of payment accounts and cards; Software as a Service (SAAS) services featuring software for managing online and mobile payments in the field of electronic money operations; providing temporary use of non-downloadable mobile applications for managing online and mobile payments for payment accounts and cards; providing temporary use of non-downloadable mobile applications for managing electronic money; Software as a Service (SAAS) services featuring software for use in database management in the field of financial management; providing temporary use of non-downloadable mobile applications for financial management for companies and associations; providing temporary use of non-downloadable mobile applications for financial and accounting management for companies and associations; Software as a Service (SAAS) services featuring software for use in database management in the field of financial and accounting management for companies and associations