PYRAMAX BANK

BANKING AND FINANCIAL PLANNING SERVICES; LENDING SERVICES, NAMELY COMMERCIAL, HOME EQUITY, MORTGAGE, AGRICULTURAL, CONSUMER AND STUDENT LOANS; CREDIT CARD SERVICES; BANKING SERVICES, NAMELY, OFFERING CERTIFICATES OF DEPOSIT, OTHER DEPOSIT ACCOUNTS AND RETIREMENT ACCOUNT SERVICES; INSURANCE BROKERAGE SERVICES IN THE FIELDS OF ANNUITY, LIFE, HEALTH, PROPERTY, CASUALTY AND CREDIT INSURANCE; PROVIDING FINANCIAL INFORMATION VIA A GLOBAL COMPUTER NETWORK; AND INVESTMENT MANAGEMENT SERVICES