PUT DEBT IN ITS PLACE

Printed educational, teaching and instructional materials, brochures, newsletters, pamphlets and text materials in the field of consumer credit and consumer debt management for the use of individuals, schools, colleges and other educational institutions, for adult education and for use in conducting and organizing classes and seminars in the field of consumer credit and consumer debt management

Association services, namely, organizing chapters of non-profit consumer debt management organizations throughout the US and internationally and promoting the interests of members thereof; association services, namely, promoting the interests of the consumer credit and consumer debt management industries by fostering and encouraging the establishment and proper functioning of non-profit consumer debt management organizations throughout the US and internationally, establishing ethical practices for the granting of administration of the credit and consumer debt management organizations, and by establishing professional standards or qualifications for persons who provide advice, guidance and assistance to those having consumer debt management problems

Financial research services, namely, conducting financial research into all aspects of consumer credit and debt management; financial services, namely, providing debt settlement, financial counseling, and credit repair and restoration services to consumers; credit and debt counseling services; providing a database featuring information regarding credit, debt, and financial counselors, and credit, debt, and financial counseling services

Educational services, namely, conducting classes and seminars in the field of consumer credit and consumer debt management and distributing printed course materials in connection therewith; organizing and conducting educational meetings in the fields of consumer credit and consumer debt management

Developing ethical standards for the granting and administration of consumer credit and consumer debt management organizations; developing professional standards for personnel who provide various advice, guidance and assistance to those having consumer debt management problems