PURPOSE BEFORE PRODUCT

Insurance services for associations, non-profit entities, their employees, and their members, namely, underwriting, brokerage, consultation, claims processing, and administration in the fields of life, health, disability, accident, long-term care, property, casualty, directors' and officers', umbrella, event, and workers' compensation insurance; financial services for associations, non-profit entities, their employees, and their members, namely, management and administration of employee benefit, retirement, pension, and deferred compensation plans; consulting services in the insurance and financial planning fields