PURCHASEPLUS

Providing a guaranteed pricing program, namely, providing a program to clients, based on aggregate purchases of certain precious metals products, whereby the price paid may be adjusted one time during a specific period of time to accommodate downward changes in the market and whereby additional precious metals may be purchased for a certain period of time at the original price if the market price rises during that time; and providing a product replacement program to clients whereby clients have a one-time ability to replace any or all of qualified precious metals purchases for certain other qualified precious metal products consisting of a different precious metal