PURCHASE POWER

PROMOTING THE SALE OF CREDIT CARD ACCOUNTS THROUGH THE ADMINISTRATION OF INCENTIVE AWARD PROGRAMS THAT ARE A COMPREHENSIVE PACKAGE WHICH ENTITLES CONSUMES TO EXTENDED WARRANTIES, FULL AND PARTIAL PURCHASE PRICE REIMBURSEMENT, REIMBURSEMENT FOR POST-PURCHASE PRICE REDUCTIONS, AND REIMBURSEMENT FOR PRODUCT REPAIR AND REPLACEMENT IN CONNECTION WITH A WIDE RANGE OF CONSUMER MERCHANDISE; AND PROVIDING THE FOREGOING SERVICES BY MEANS OF AN INTERNET WEBSITE