PRSONA

Downloadable computer software, namely, an electronic financial platform that accommodates multiple types of payment and debt transactions in an integrated mobile phone, PDA, and web-based environment; Downloadable computer software for managing digital identity information

Commercial business management

Electronic foreign exchange payment processing; Electronic payment services involving electronic processing and subsequent transmission of bill payment data; Merchant services, namely, payment transaction processing services; Providing an internet website portal in the field of financial transaction and payment processing services

Application service provider (ASP) featuring e-commerce software for use as a payment gateway that authorizes processing of credit cards or direct payments for merchants; Application service provider featuring application programming interface (API) software for accepting and sending payments via credit cards, debit cards, wire transfer and cash; Providing on-line non-downloadable software for verifying mobile user identity and managing digital identities