PROTECTING WHAT'S ESSENTIAL

Administration, billing and reconciliation of accounts on behalf of others; business development consulting services; [membership club services providing discounts and processing rebates for the services of others;] operation of a business for others, namely, insurance services; outsourcing in the fields of financial services and insurance; providing a pricing program in the field of property and casualty insurance through which members of designated associations, organizations, and groups may be offered or granted downward adjustments in premium for such insurance; providing a website featuring product ratings of the consumer goods and services of others in the fields of financial services and insurance; telemarketing