PROFIT

Downloadable computer software which enables the user to schedule and make payments and debt transactions from the user's designated credit card account; Downloadable computer software for the electronic storage, transmission, presentation, verification and authentication of credit, debit, charge and payment cards; Magnetically encoded cards, namely, charge cards, credit cards, debit cards, and payment cards; Credit, debit, charge and payment cards containing an encoded electronic chip

Merchant banking services; Banking services; Electronic banking services; Electronic payment services involving electronic processing and subsequent transmission of bill payment data