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Magnetically encoded debit cards for use by businesses to manage and control spending; downloadable spend management computer software for managing approval and tracking of expenses, online purchase orders and budgeting; downloadable mobile application software for managing approval and tracking of expenses, online purchase orders and budgeting

Platform as a service featuring computer software for managing business spending through purchase orders, expenses, travel requests, general costs, budgeting and reporting; software as a service services featuring software to manage approval and tracking of expenses, online purchase orders, budgeting and reporting