PRO-OP EXCHANGE

Business consulting services, namely, to employers, related to consumer information regarding health care plan options, products and programs, and life insurance plan options, products and programs; Human resource services, namely, arranging and negotiating group rates for human resource, employee benefit and small businesses in the nature of cost management for the health benefit plans of others, including section 125 health care benefit plans; human resources support, namely, human resource consulting and policy development; arranging and negotiating group rates for human resources, employee benefit, and small business in the nature of negotiating contracts with providers of health insurance plans to enable participant members to obtain discounts on the purchase of medical products and services through the use of discount membership cards

Consulting services, namely, to employers, in the field of life insurance plan options, products, and programs; administration of employee benefit plans concerning insurance and finance, including section 125 health insurance plans

Providing a web site featuring technology that enables the administration of life insurance and health insurance to companies and organizations; Providing a web site featuring technology that enables companies and organizations to administer and manage employee incentive award programs; Providing a web site featuring technology that enables employee benefit support