PRETELL

computerized database management; business information services; economic and statistical forecasting and analysis; marketing data research services, namely, providing statistical reports and marketing data evaluation for others by means of computer; providing statistical information in the field of mortgage prepayments via a rating system; business marketing consulting services, namely, providing predictive modeling services in the fields of marketing strategies, marketing communications and marketing campaigns; business risk assessment services, namely, providing predictive modeling services to facilitate customer risk assessment and customer account management

financial information and advisory services, namely, providing loan prepayment and default predictive models to financial institutions, financial service providers and investors via an on-line computer database in order to forecast a borrower's likelihood to prepay a loan