PREMIUM WORLD

Credit card services, namely, providing incentive award programs for credit card users through issuance and processing of rewards points to promote the sale of products and services of others; Credit card rewards points management, namely, administration of a customer credit card loyalty program which provides gifts, rewards, and prizes to credit card users; Credit card operation services, namely, credit card registration services; Credit card operation services, namely, credit card authorization services

Credit card services, namely, credit card transactional processing services in connection with purchase transactions, refund transactions, and purchase return transactions; Credit card account management services, namely, financial administration of credit card accounts; Credit card purchase protection, namely, fraud reimbursement services in the field of credit card purchases; Credit card liability protection services, namely, insurance underwriting in the field of credit card liability; Credit card travel and accident insurance management, namely, insurance administration in the field of travel and accident

Credit card fraud protection, namely, electronic monitoring of credit card activity to detect fraud via the internet; Credit card services, namely, electronic monitoring of credit card transactions to detect identity theft via the internet