POWERWALLET

Providing a website featuring financial management and analysis advice and tools, namely, online financial management services and online financial information services; bill payment services; bill payment services provided through a website; providing online financial management services, namely, budget planning, credit reporting, debt elimination, home valuation; bill payment services provided through a website; loyalty coupon payment processing services; providing a website featuring financial management and analysis information relating to aggregated account activity monitoring from multiple financial institutions, online bill payment and bill calendaring services, financial planning, assessing and setting spending goals, spending monitoring, financial account alerts, and online coupon, discount, and offer generation

Application service provider (ASP) featuring non-downloadable software applications for use in managing and analyzing personal finances; application service provider (ASP) featuring nondownloadable database management software applications for use in financial management; application service provider (ASP) featuring nondownloadable software for aggregating a consumer's bank and credit account access from multiple financial institutions in a single online location; providing a website featuring on-line non-downloadable software that aggregates and provides personal financial information and financial advice specific to each user; providing temporary use of on-line non-downloadable software for bill payment; providing a website featuring technology that enables users to access credit reports and credit score information; providing a website featuring on-line non-downloadable software that enables users to monitor user-specific account activity aggregated from a user's financial institutions, calendar bill payment deadlines, make online bill payments, create financial plans, assess and set spending goals, monitor spending, set and receive financial account alerts, and receive online coupons, discounts, and offers generated specifically for each user