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Computer programs for use in distributed ledger platform technology; computer programs for facilitating electronic distributed ledger platform transactions via telecommunications systems, data communication systems or global networks; distributed ledger platform software for use in processing financial transactions, electronic funds transfer and currency conversion; distributed ledger platform technology, namely, computer software for use in e-commerce or on-line marketplaces to allow users to perform electronic transactions via a global computer or mobile device network; computer programs for use in identity management