POSTIVA

COMPUTER SOFTWARE FOR TRANSMISSION, RECEIPT AND DELIVERY OF ELECTRONIC MAIL; COMPUTER SOFTWARE FOR MAKING PAYMENTS AND FOR RECORDING PAYMENTS MADE AND PAYMENTS DUE; COMPUTER SOFTWARE FOR MANAGING ON-LINE AUCTIONS, INCLUDING BIDDING, AUTOMATED NEGOTIATION, AND AUCTION CONCLUSION; AND COMPUTER SOFTWARE AND HARDWARE FOR PROVIDING ON-LINE STORED VALUE ACCOUNTS

ELECTRONIC AUCTION SERVICES IN AN ON-LINE ENVIRONMENT

ON-LINE FINANCIAL SERVICES, NAMELY PROVIDING ON-LINE STORED VALUE ACCOUNTS

ELECTRONIC MAIL SERVICES; AND AUTHENTICATION AND DELIVERY OF MESSAGES BY ELECTRONIC TRANSMISSION