POOL

Downloadable software in the nature of a mobile application for creating joint money accounts, for collecting contributions to joint money accounts from individuals, for recording contributions to joint money accounts from individuals, for prompting individuals to make recurring contributions to joint money accounts, for enabling communication concerning activity and participation in joint money accounts by and between individuals, and for making transfer of electronic funds between individuals

Providing temporary use of a non-downloadable web application for creating joint money accounts, for collecting contributions to joint money accounts from individuals, for recording contributions to joint money accounts from individuals, for prompting individuals to make recurring contributions to joint money accounts, for enabling communication concerning activity and participation in joint money accounts by and between individuals, and for making transfer of electronic funds between individuals