POLICY MANAGERS

Providing insurance services and providing online insurance services, namely, underwriting property and casualty insurance policies, rating insurance policies in the nature of actuarial services, insurance brokerage, issuing endorsements for insurance policies in the nature of property and casualty insurance, collection agency services, namely, collecting insurance policy premiums on behalf of insurance companies from policy holders, insurance claims adjustment functioning as direct agent and managing general agent for insurance companies, administering insurance claims; providing financial services, namely, investment and debt counseling and money management services