POLICE AND FIRE FEDERAL CREDIT UNION

Credit union and banking services; real estate loan financing and origination; auto loan financing; providing personal loans; checking account services; direct deposit services in the nature of Automated Clearing House (ACH) transaction processing services; bill payment services; telephone banking services; savings account services; premium yield savings account services; banking services featuring the provision of certificate of deposit services; individual retirement account (IRA) services; credit card and debit card payment processing services; online banking services; mobile banking services being online banking services accessible by means of downloadable mobile applications; ATM banking services; credit counseling and debt management services